xPhlo Beta

xPhlo Beta is the first live application built on the xPhlo protocol. It is a proof-of-concept trade finance platform running on Ethereum Sepolia testnet, demonstrating the full deal lifecycle end-to-end.

The beta is intentionally restricted. Access requires a BetaPass NFT issued by the XPhlo team, and investment in specific deals requires deal-level allowlisting. This ensures testing remains controlled, feedback is structured, and the platform can be iterated on before broader deployment.

The beta exists to:

• Demonstrate the core protocol mechanics with real on-chain transactions

• Test the investor and borrower experience with qualified participants

• Surface edge cases and UX issues before mainnet deployment

• Build a community of early participants who understand and can contribute to the protocol

All transactions in the beta are real blockchain interactions on Sepolia testnet. All tokens (USDC, ETH) are testnet mock assets with no real monetary value.